Get to know your new mortgage expert team

Senior Loan Officer

Cam Cope

Cam Cope has 10 years of experience in lending. He's experienced in all types of residential loans including Conventional, VA, FHA, USDA, Jumbo and Non-QM.

Cam Cope has 10 years of experience in lending. He's experienced in all types of residential loans including Conventional, VA, FHA, USDA, Jumbo and Non-QM. Whether you have good credit, bad credit, or no credit, Cam can help you with your Purchase or Refinance needs.

Cam Cope is also a Licensed Attorney in the state of Utah (Utah Bar: 14963) offering services for Estate Planning, Bankruptcy, Family Law and Real Estate law. Cameron completed a Juris Doctorate degree at Arizona State University and a Bachelors of Arts degree in Public Relations at Utah State University. As an attorney, Cam is often able to use his legal knowledge and creativity to provide solutions that other lenders and loan officers do not provide.

Cam Cope and the Independent Home Loans team provides quick, accurate, and reliable service to current and future homeowners in Utah. Unlike big banks, which have built-in margins and back-end profits employed in their mortgage services, our team at Independent Home Loans is a brokerage that uses wholesale lenders and interest rates, meaning there are no hidden fees. Additionally, working for a Mortgage Broker means that we have the ability to take your loan to several investors with different overlays and restrictions so that we make sure to get you the best rate and program that you deserve. We have a no-fico score program, a first-time home buyer program, a grant program and so on.

In his free time, Cameron enjoys spending time outdoors with his wife and 1-year old son. Cameron enjoys rock climbing, hiking, camping, snowboarding, golf and all types of music.
Additional Languages: Korean
Licensed in Utah: NMLS# 192764

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Senior Loan Officer

Trace Wilkinson

Trace Wilkinson has 7+ years experience in lending. Whether you have good credit, bad credit, self-employed, or been turned down somewhere else give Trace a call.

Trace Wilkinson has 7+ years experience in lending. Whether you have good credit, bad credit, self-employed, or been turned down somewhere else give Trace a call. He can help with purchases and refinances with all types of residential loans including Conventional, VA, FHA and USDA.
Why pay all the big bank fees with their built-in margins? Trace with his experience can help you navigate the loan process and skip the big bank's hidden fees. By working with Independent Home Loans you will be able to connect to a large network of lenders so you can get the best possible terms and mortgage rates. Trace will help you find the best lenders to compete for your home loan to help you save more.
Trace has an MBA from Thunderbird and a Bachelors of Arts degree in Business at the University of Utah.
Trace enjoys mountain biking, skiing, traveling, and spending time with his wife and kids.
Additional Language: Spanish
NMLS# 1180212
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Loan Officer

Zach Cottrell

Zach Cottrell joins the team at Independent Home Loans with an excitement to help everyone achieve their goals when it comes to their current or future homes. No matter your situation, he can help with purchases and refinances with all types of residential loans including Conventional, VA, FHA and USDA.

Zach Cottrell joins the team at Independent Home Loans with an excitement to help everyone achieve their goals when it comes to their current or future homes. No matter your situation, he can help with purchases and refinances with all types of residential loans including Conventional, VA, FHA and USDA.

Zach Cottrell and the Independent Home Loans team provides quick, accurate, and reliable service to current and future homeowners in Utah. Unlike big banks, which have built-in margins and back-end profits employed in their mortgage services, our team at Independent Home Loans is a brokerage that uses wholesale lenders and interest rates, meaning there are no hidden fees. Additionally, working for a Mortgage Broker means that we have the ability to take your loan to several investors with different overlays and restrictions so that we make sure to get you the best rate and program that you deserve. We have a no-fico score program, a first-time home buyer program, a grant program and so on.

In his free time, Zach enjoys spending time doing almost anything. Zach enjoys golfing, skiing, basketball, and spending time with family and friends.
Additional Languages: Spanish

NMLS ID# 2010601

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Loan Officer

Kyle Price

Kyle Price comes to the team at Independent Home Loans from a career in the nonprofit and education sector. Kyle is passionate about helping people and educating them about their mortgage options. Whether you are buying or refinancing a home, Kyle is ready to help you navigate your best options.

Kyle Price comes to the team at Independent Home Loans from a career in the nonprofit and education sector. Kyle is passionate about helping people and educating them about their mortgage options. Whether you are buying or refinancing a home, Kyle is ready to help you navigate your best options.

Our approach to helping our customers is what drew Kyle to work at Independent Home Loans. The ability to help clients save on the biggest purchase of their lives while also offering excellent service and support is very important to him.

Kyle holds a Master’s Degree in Language Pedagogy, Bachelor’s Degrees in Political Science, International Studies and German from the University of Utah.

In his free time, Kyle enjoys being in nature with his family and is an avid mountain biker and skier and also tries catching fish with varying degrees of success.

Languages Spoken: Spanish and German.

NMLS ID# 1948945

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Revenue Management

Boun Sananikone

Boun Sananikone is a Servant Leader and Life-Long Learner who is dedicated to raising his family, leading his congregation, and helping his community.

Boun Sananikone is a Servant Leader and Life-Long Learner who is dedicated to raising his family, leading his congregation, and helping his community. Both he and his wife are military veterans. He is a former US Army Infantry Officer, and she was a Finance Specialist in the US Air Force. Boun has over 20-year experience in business-process reengineering, continuous improvement, systems integration, and revenue management. With his free time, he enjoys playing rugby, and competitive jiu-jitsu practitioner. He recently placed 2nd in the International Brazilian Jiu-Jitsu Federation Houston International Open and will be competing in the International Master’s Open this November.

NMLS # 2092226

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