Get to know your new mortgage expert team
Cam Cope is also a Licensed Attorney in the state of Utah (Utah Bar: 14963) offering services for Estate Planning, Bankruptcy, Family Law and Real Estate law. Cameron completed a Juris Doctorate degree at Arizona State University and a Bachelors of Arts degree in Public Relations at Utah State University. As an attorney, Cam is often able to use his legal knowledge and creativity to provide solutions that other lenders and loan officers do not provide.
Cam Cope and the Independent Home Loans team provides quick, accurate, and reliable service to current and future homeowners in Utah. Unlike big banks, which have built-in margins and back-end profits employed in their mortgage services, our team at Independent Home Loans is a brokerage that uses wholesale lenders and interest rates, meaning there are no hidden fees. Additionally, working for a Mortgage Broker means that we have the ability to take your loan to several investors with different overlays and restrictions so that we make sure to get you the best rate and program that you deserve. We have a no-fico score program, a first-time home buyer program, a grant program and so on.
In his free time, Cameron enjoys spending time outdoors with his wife and 1-year old son. Cameron enjoys rock climbing, hiking, camping, snowboarding, golf and all types of music.
Additional Languages: Korean
Licensed in Utah: NMLS# 192764
Why pay all the big bank fees with their built-in margins? Trace with his experience can help you navigate the loan process and skip the big bank's hidden fees. By working with Independent Home Loans you will be able to connect to a large network of lenders so you can get the best possible terms and mortgage rates. Trace will help you find the best lenders to compete for your home loan to help you save more.
Trace has an MBA from Thunderbird and a Bachelors of Arts degree in Business at the University of Utah.
Trace enjoys mountain biking, skiing, traveling, and spending time with his wife and kids.
Additional Language: Spanish
NMLS# 1180212
Zach Cottrell and the Independent Home Loans team provides quick, accurate, and reliable service to current and future homeowners in Utah. Unlike big banks, which have built-in margins and back-end profits employed in their mortgage services, our team at Independent Home Loans is a brokerage that uses wholesale lenders and interest rates, meaning there are no hidden fees. Additionally, working for a Mortgage Broker means that we have the ability to take your loan to several investors with different overlays and restrictions so that we make sure to get you the best rate and program that you deserve. We have a no-fico score program, a first-time home buyer program, a grant program and so on.
In his free time, Zach enjoys spending time doing almost anything. Zach enjoys golfing, skiing, basketball, and spending time with family and friends.
Additional Languages: Spanish
NMLS ID# 2010601
Our approach to helping our customers is what drew Kyle to work at Independent Home Loans. The ability to help clients save on the biggest purchase of their lives while also offering excellent service and support is very important to him.
Kyle holds a Master’s Degree in Language Pedagogy, Bachelor’s Degrees in Political Science, International Studies and German from the University of Utah.
In his free time, Kyle enjoys being in nature with his family and is an avid mountain biker and skier and also tries catching fish with varying degrees of success.
Languages Spoken: Spanish and German.
NMLS ID# 1948945
NMLS # 2092226
