Trace Wilkinson

Trace Wilkinson has been helping happy clients purchase or refinance their homes since 2012. Whether you have good credit, bad credit, self-employed, or been turned down somewhere else give Trace a call. He can help with purchases and refinances with all types of residential loans including Conventional, VA, FHA and USDA.

Why pay all the big bank fees with their built-in margins? Trace with his experience can help you navigate the loan process and skip the big bank’s hidden fees. By working with Independent Home Loans you will be able to connect to a large network of lenders so you can get the best possible terms and mortgage rates. Trace will help you find the best lenders to compete for your home loan to help you save more.

Trace has an MBA from Thunderbird and a Bachelors of Arts degree in Business at the University of Utah.

Trace enjoys mountain biking, skiing, traveling, and spending time with his wife and kids.

Additional Language: Spanish
NMLS# 1180212

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We recently purchased our home in a complex out-of-state transaction. Trace was superb at navigating the process from beginning to end. He always kept us updated and got us the lowest rate we found. Hope to do business with again.

Brett Miller

Trace helped us buy our first house, and I never imagined the process would be so easy and stress free!! I would recommend Trace Wilkinson to EVERYONE!! He not only got our loan finished 3 weeks ahead of schedule, he got us a low rate and saved us thousands of dollars!

Candace Taylor

Trace is the ultimate professional. He knows the industry and will find the very best program for your unique situation. I highly recommend using Trace.

Bryce Ayoso

Trace knows his stuff. Not only did he get us the best rate but he was very involved and easy to work with. I would recommend using him if you’re in the market for a new loan or refinance.

Josh Combe
Want to chat? Email or call me today.

Phone: (801) 864-4816